OpenFi issues privacy-preserving credentials tied to a real-world, KYC-compliant bank verification, so a counterparty can check “is this a verified unique human or agent?” without ever seeing a name, country, or government ID.
- Standard: W3C Verifiable Credentials, VC-JWT format
- Issuer DID:
did:web:openfi.co
- Subject DID (wallets):
did:pkh
What it’s used for
- Sybil resistance: confirming a wallet belongs to a unique, non-duplicated verified identity before it can participate in a payment, governance action, or token distribution
- Agent attestation: letting one autonomous agent verify a counterparty agent or service is backed by a real, KYC’d commercial entity before transacting
Identity/Sybil-resistance checks are enforced as part of the same on-chain module as the Allowance State Machine on Aptos, rather than as a separate module.
Stellar-side settlements do not currently have an identity gate in scope. Treat this as an explicit gap when designing flows that touch Stellar.
